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Insurance Replacement Help M500T & C1

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gsb001

M-400t CUBE

Posts: 106

Joined: Thu Apr 24, 2008 11:23 pm

Location: Huntley IL

Post Fri Apr 01, 2011 8:47 pm

Insurance Replacement Help M500T & C1

Hi Everyone,
I’m looking for some help please. Anyone gone thur this in the past? How did it work out? I need some ideas.

I lost two Carver pieces in a garage fire, M500T amp and C1 pre-amp, 12 months ago.
Garage is rebuilt and most items have been replaced. One area I’m still having trouble with is the Carver items.

My “deluxe” Allstate policy pays for replacement.

I submitted $650 for the M500T (a bit high on the amp price, because I recently had my amp repaired- I figured $400 for used amp on Ebay and $250 for repair/update) and $350 for the C1 as replacement cost.

Allstate rejected my claim, explaining because there are no direct replacements for these items, IE – Carver is out of business, ETC. They offered $100 for each item.

I explained used models were still available thru Ebay and I would be happy to buy there, just as I had with the originals. They replied Ebay was not an acceptable source for pricing replacement items.

My next approach is to find current brand and model with specs equal to the Carver pieces.

So – I’m looking for suggestions from the group on what current brands and models that would be considered replacements.

Thanks
SB
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OconeeOrange

SILVER-7 TUBE AMP

Posts: 4478

Joined: Sat Mar 28, 2009 6:24 pm

Post Fri Apr 01, 2011 9:02 pm

Re: Insurance Replacement Help M500T & C1

Just don't accept a settlement.

Right now just ignore the low levels you are dealing with unless you need the $$.
Stay cool, be patience, and keep asking for a fair settlement.

In time they will offer more.
They do this everyday for a living. They are better at it than you. You cannot deal with the guys talking to you now.

It is sad, but true. Insurance companies are all assholes.

Just don't settle for less than you are due.
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Don

User avatar

(pair of) SILVER-7t's

Posts: 2042

Joined: Tue Oct 28, 2008 10:46 am

Post Fri Apr 01, 2011 9:33 pm

Re: Insurance Replacement Help M500T & C1

Audiogon Blue Book cut and paste:

BlueBook > C > Carver > M-500t


Carver M-500t : Used Prices

New $629.00

$500.00 High

$420.00 Last

$280.00 Low
Used $380.00
Oct 00 last 60 of 78 recorded sales Jan 07

Carver M-500t released 1981, 250w x 2, with meters

Carver C-1 : Used Prices

New $550.00

$250.00 High

$150.00 Last

$90.00 Low

Used $170.00
Jun 00 last 60 of 69 recorded sales Aug 08

Carver C-1 released 1981, with mc, 7 lbs
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jjptkd

User avatar

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Location: Snohomish, WA

Post Fri Apr 01, 2011 9:56 pm

Re: Insurance Replacement Help M500T & C1

Adcom sells a new 2 channel amplifier @ 200 watts for $1200, the 555se. I'm sure there's a host of other current model "equivalents" over the $1k mark if they insist on a "new" replacement. :lol: :lol:
Sunfire TGP-III
Sunfire 200x5
Klipsch KP 250 II
Samson SX3200 (750x2 Sub Amp)
(2) 18" Klipsch KP 480 Subs
Klipsch RSW 15
PS Audio DL-III DAC
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engtaz

User avatar

"TAZ"

Posts: 5164

Joined: Sat Jun 30, 2007 1:43 pm

Location: Tampa, FL

Post Sat Apr 02, 2011 2:19 am

Re: Insurance Replacement Help M500T & C1

See if Tom at Vintagehifi in Pittsburgh is a acceptable business for the insurance company.
engtaz


Carver M4.0T in front channels to Caver AL VI's in SACD & 2 Channel setup
C 16, PT 2400, Slim Device, Carver TX-8, 490T and Rega TT w Grado Gold cart in the 2 channel setup
Bogen SRB20 is computer amp
Carver PM-350 donated for youth church use
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TNRabbit

User avatar

(pair of) SILVER-7 TUBE AMPs

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Location: TN Native Languishing in VA

Post Sat Apr 02, 2011 7:06 am

Re: Insurance Replacement Help M500T & C1

OconeeOrange wrote:Just don't accept a settlement.

Right now just ignore the low levels you are dealing with unless you need the $$.
Stay cool, be patience, and keep asking for a fair settlement.

In time they will offer more.
They do this everyday for a living. They are better at it than you. You cannot deal with the guys talking to you now.

It is sad, but true. Insurance companies are all assholes.

Just don't settle for less than you are due.


Ditto.

x2 to Vinrage Hi Fi.
TNRabbit
Image

From FrankieD's lips to your ears: Sunfire - a quiet box of endless power.

Sunfire TG-IV/400~7 Amp
Carver SD/A-360 CDP
Benchmark DAC-1
Sony SACD/DVD-A
Active bi-amp: Ashly XR-1001 & 2 Rane PEQ-15s
Main: HotRodded AL-IIIs
Sub: Klipsch RT-12d
Center: Sunfire CRS-3c
Surround: Sunfire CRS-3 (x 2)

OconeeOrange wrote:"Gary likes to play it 'loud' as do I. His system begs you turn it up until you die"

RIP WIlliam B. Dibble, 1948-2012. I'll miss you my friend.
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gsb001

M-400t CUBE

Posts: 106

Joined: Thu Apr 24, 2008 11:23 pm

Location: Huntley IL

Post Sat Apr 02, 2011 8:25 am

Re: Insurance Replacement Help M500T & C1

Tks for the replies.

My total claim is over $110K. About $60K for the structure and about $50K in contents.

At the very beginning, I hired my own Insurance Adjuster. It's been hard for me to "teach" him about the value of vintage Carver / JBL audio componets.

Adcom is a good ides, I forgot about that line. I'll check them out.
Any other brand suggestions?
SB
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Mr. M-500t

(pair of) SILVER-7 TUBE AMPs

Posts: 6211

Joined: Fri Mar 17, 2006 10:00 pm

Post Sat Apr 02, 2011 6:22 pm

Re: Insurance Replacement Help M500T & C1

I would suggest you get a written price quote from Vintage Hi-Fi.

I lost $17,000 in audio equipment, Mostly Carver, back in 88 to an house fire. I never replaced any of it. Put it all into the new house because I had to pay a high priced attorney from Detroit $15,000 to prove Citizen Insurance Co. Wrong. :x :x :x :x
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beemers417

User avatar

!! CarverFest Evictee !!

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Joined: Tue Dec 30, 2008 3:05 pm

Location: Pittsburgh, PA

Post Sat Apr 02, 2011 11:31 pm

Re: Insurance Replacement Help M500T & C1

engtaz wrote:See if Tom at Vintagehifi in Pittsburgh is a acceptable business for the insurance company.



I will talk to them.
Gunter the wonder dog is watching you...
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kingman

User avatar

(pair of) SILVER-7 TUBE AMPs

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Location: Upstate South Carolina

Post Sun Apr 03, 2011 9:49 am

Re: Insurance Replacement Help M500T & C1

beemers417 wrote:
engtaz wrote:See if Tom at Vintagehifi in Pittsburgh is a acceptable business for the insurance company.



I will talk to them.

=D> =D> =D> =D> =D>
In reality, it only matters what it sounds like to YOU!!!
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treitz3

User avatar

"Julian"
"Julian"

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Location: The tube lair in Charlotte, NC

Post Sun Apr 03, 2011 10:27 am

Insurance companies suck dick when it comes to Carver gear.

Let me know how this works out and whether or not they accept Tom's store as replacement value. This is very important to me, so please do not forget.
In search of accurate reproduction of music. Real sound is my reference and while perfection may not be attainable? If I chase it, I might just catch excellence.

The best way to enjoy digital music reproduction is to never listen to a good analogue reproduction.

Robert R. - "Did you see my North Korea analogy? I should have named it Carversite.kim"
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Mr. M-500t

(pair of) SILVER-7 TUBE AMPs

Posts: 6211

Joined: Fri Mar 17, 2006 10:00 pm

Post Sun Apr 03, 2011 3:30 pm

Re: Insurance Replacement Help M500T & C1

I think it's important info for all of us in a tragic event such as this ! [-o<
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gsb001

M-400t CUBE

Posts: 106

Joined: Thu Apr 24, 2008 11:23 pm

Location: Huntley IL

Post Sun Apr 03, 2011 4:21 pm

Re: Insurance Replacement Help M500T & C1

Picture of "melted" M500-T & C1.
SB
Attachments
100_0038.jpg
100_0038.jpg (2.01 MiB) Viewed 456 times
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engtaz

User avatar

"TAZ"

Posts: 5164

Joined: Sat Jun 30, 2007 1:43 pm

Location: Tampa, FL

Post Sun Apr 03, 2011 4:30 pm

Re: Insurance Replacement Help M500T & C1

Thats nasty. So sorry for your troubles.
engtaz


Carver M4.0T in front channels to Caver AL VI's in SACD & 2 Channel setup
C 16, PT 2400, Slim Device, Carver TX-8, 490T and Rega TT w Grado Gold cart in the 2 channel setup
Bogen SRB20 is computer amp
Carver PM-350 donated for youth church use
<<

gsb001

M-400t CUBE

Posts: 106

Joined: Thu Apr 24, 2008 11:23 pm

Location: Huntley IL

Post Sun Apr 03, 2011 4:42 pm

Re: Insurance Replacement Help M500T & C1

One more.
SB
Attachments
100_0138.jpg
100_0138.jpg (1.99 MiB) Viewed 453 times
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